5 Tracks of Wealth

S&P 500 Historical

Now, We just gave you a small illustration in the last post on average vs. actual rate of return. This is a 40 year history of S&P 500. As you can see the average rate of return is over 1% higher than the actual rate of return. It’s only 1% so what’s the big deal [...]

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Return of the Market Stats!

We will talk about this very topic a lot tomorrow. When you meet with an advisor about setting up a plan. You will always hear the plans average rate of return vs. the actual rate of return for that investment. As you can see by this illustration, these numbers can be misleading. I think this [...]

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Fear of the 401k hoax.

I have found it interesting, since the release of Killing Sacred Cows has come out, how many people are still so attached to the concept of continuing to put money into a 401k or qualified plan. They are so attached in fact that they wouldn’t consider an alternative even though their current strategy is failing [...]

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